Advanced Planning

Our partnership with Commonwealth Financial Network®, a leading independent broker/dealer, gives us access to a team of advanced planning specialists who can help us provide you the best possible service. Learn more about the Commonwealth team below.

Justin Duft, JD, CFP®, MSFS, CLU®, ChFC®, CLTC

Manager, Advanced Planning

Provides support to advisors in all areas of financial planning, including trust, estate, tax, charitable, social security, business, insurance, and education planning
Holds a BA in business administration from Northeastern University; an MSFS from the American College; and a JD, with a focus on estate, trust, and tax law, from New England Law Boston
Holds the CERTIFIED FINANCIAL PLANNER™ (CFP®), Chartered Life Underwriter® (CLU®), Chartered Financial Consultant® (ChFC®), and Certified in Long-Term Care (CLTC) designations, as well as Massachusetts life, accident, and health insurance licenses
Holds FINRA Series 6, 7, 24, and 63 securities registrations
Has prior experience in positions at Renaissance Insurance Group, John Hancock, and Ernst & Young

Maureen Baxter, MBA, CLU®, ChFC®

Advanced Planning Consultant

Serves as a resource for advisors in all areas of financial planning, including executive benefits, as well as high-level insurance planning and social security, estate, and business planning
Has an MBA from Plymouth State University
Holds Chartered Life Underwriter® (CLU®) and Chartered Financial Consultant®(ChFC®) designations
Has prior experience as a senior advanced marketing and sales development consultant at Life Marketing; has also worked at Western and Southern Financial Group, Lafayette Life Insurance Company, Lincoln Financial Group, and Jefferson Pilot Insurance Company

Whitney Drechsler, JD, LLM

Advanced Planning Consultant

Supports advisors in financial planning for their clients, including estate, charitable, and business planning, as well as high-net-worth strategies
Holds a BBA in legal studies from the University of Miami; a JD from Thomas Jefferson School of Law; and an LLM (Master of Laws) in international tax and financial services with a certification in wealth management; is pursuing the CFP® certification
Has prior experience as an estate planning attorney in Southern California

Patrick Noonan, CFP®

Advanced Planning Consultant

Serves as a resource for advisors on issues involving stock option strategies, as well as education, retirement income, social security, estate, and business planning
Holds a BS in finance from Fairfield University
Holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification, FINRA Series 7 and 66 securities registrations and a life and health insurance license
Has prior experience advising clients on financial planning issues at Advest, Merrill Lynch, and Janney Montgomery Scott

Heather Zack, JD

Advanced Planning Consultant

Serves as a resource for advisors on issues involving estate, charitable, tax, social security, and education planning
Holds a bachelor’s degree from Endicott College and a JD from the University of San Diego; is currently pursuing an LLM (Master of Laws) in taxation with a focus on estate planning at Boston University
Holds FINRA Series 7, 9, 10, and 63 securities registrations
Has prior experience in positions at Bank of America Investment Services/Merrill Lynch and Investors Capital, as well as extensive operations experience at Commonwealth

Olivia Zaiya, JD, MBA

Advanced Planning Consultant

Supports advisors in all areas of financial planning, including business, tax, education, estate, social security, and retirement income planning
Holds a BBA in business economics from University of San Diego and an MBA and JD from Syracuse University
Is currently pursuing the CERTIFIED FINANCIAL PLANNER™ certification
Has prior experience as a practicing business attorney in Dallas, Texas

Anna Hays, JD, LLM

Advanced Planning Consultant

Serves as a resource for advisors on financial planning issues, including business, education, estate, social security, and trust planning
Holds a bachelor’s degree and JD from Duquesne University and an LLM in international human rights from the National University of Ireland
Has prior experience working for the U.S. District Court for the Western District of Pennsylvania